How to Pay for a Postpartum Doula

June 11, 2024

Yep, we wish postpartum care was universally covered by insurance too. We’re getting there, but the cost is still out of pocket for most parents, even though the need is there. Until newborn care is accessible to everyone through insurance, we’ve got options of How to Pay for a Postpartum Doula below.

Be Her Village

Be Her Village is a cash registry expecting parents can use to adds funds for newborn and postpartum care services. Parents-to-be add Let Mommy Sleep to their registry. Loved ones then send money directly to the new parents’ registry. Instead of a baby registry full of “stuff,” parents opt for overnight newborn care support! This is especially helpful for parents of newborn twins.

Creating your registry is free and you get your FULL gift everytime, with no fees taken out. If your family member sends you $100, you get the full $100 every single time. The beauty of Be Her Village is that you can spend the money you receive from your loved ones however you see fit.

Choose your location to start your Baby Registry here!

Boca Raton – Boise – Charlotte – Chicago – Houston – San Antonio – Washington DC – Wichita

Pay Over Time and Finance with Affirm

Every Let Mommy Sleep location has partnered with Affirm, the pay over time financing option for night nanny and doula services. Checking the terms of an Affirm purchase does not affect your credit score and there’s also is a 0% interest option. Families can purchase packages of nights and then use the nights however they wish or simply pay when they sign on. (You’ve probably seen or used Affirm when making an Amazon purchase!) Learn more.

Health Savings Accounts (HSA)

Our night doula and postpartum services are HSA eligible. You can use your HSA card just like a credit card when paying for services and receive the tax savings of using your HSA. On that note, our services are also eligible to be included in the child-care tax credit during tax time.

How to Pay for a Postpartum Doula – Employer Benefits

There are corporate benefit programs which pay for overnight postpartum doulas. The most widely known is called Carrot Fertility. In addition to night nanny care, Carrot helps cover fertility treatments, adoption and more. Private companies can also offer Let Mommy Sleep Night Nanny care or postpartum check-ups for a fraction of the cost it takes to implement them.

Private Insurance

While pediatric care is covered in the home when a newborn has medical need, it’s not as common for private insurers to cover night nurses for a parents medical need. However, when coverage is doctor directed, insurance must cover the cost. The parent’s physician usually needs to write a letter attesting that the parents health will be positively impacted by getting sleep.

An important note is that “night nurse” is often used as a colloquial term for “overnight caregiver.” In terms of health insurance coverage however, insurers may require that services are provided by a licensed Nurse. This means the newborn or postpartum care provider must be 1 of the following: Registered Nurse (RN), Licensed Practical Nurse (LPN) or Licensed Vocational Nurse (LVN). Learn more about Insurance coverage here.

Medicaid

Medicaid offers postpartum benefits varying by state. If you are eligible for Medicaid, coverage typically includes pregnancy and delivery. But you can check online if your state includes postpartum visits and breastfeeding support.